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Discussion Starter · #1 ·
Hi Everyone,

I'm living in Northern Virginia, 30 miles from Washington DC, 45 miles from Baltimore Maryland areas. If you know any appraiser near by, please let me know. I'm going to insure my instruments. This is the thing I don't know, can I do online appraisal by sending pictures and receipts? Please give advices.

I very appreciate for your help.

VietMan

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Goood Moorning Vietman!

I don'tknow about doing it online, but I'd look into it very carefully. One of the local sax shops flogs insurance. They swear by a certain insurer and you get a free brochure every time you visit. Most of the pro musicians swear at this insurer, so be wary. I know blokes here who don't bother to insure, after bad experiences with insurers. Just read the fine print and make sure you're covered. Don't assume anything and don't assume goodwill or fair play.

The pics llok good in a "useless for identification or proof of ownership sort of way." But I'm sure you have pics of all the little identifying stuff and pics of you and the horns reading the newspaper together, etc. I'll try to dig up the particulars the insurance mob down here sent me. They were very specific with regard to photos but I can't recall the requirements offhand.
 

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Vietman,
Years ago I was lucky enough to be directed to the National Symphony Orchestra (in D.C.) when I was searching for an insurance company. Through talking with several members of the symphony I chose one. A company that was well versed in insuring high quality and valuable instruments.
 

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Randy,

Do you happen to know if they have a branch, or affiliate, down this neck of the woods?
 

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Discussion Starter · #5 ·
Thanks, This is for more information: I talked to my Auto/Home Insurance, they only cover upto 1000 total due to the loss of valueable items in the house any case. If I want a full coverage, I have to insure my instruments alone, it says $50/yr for total value of $8000. That's what they said. They need the appraisals, not receipts.
 

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They didn't give you any clue as to whom they consider qualified to appraise the instruments?

I'm thinking that appraising the current market value, or replacement cost, of a vintage horn would be a nightmare.

Maybe you could send pics and details to one of the well known and reputable online dealers? or a sax store in your area? I'm guessing, but I'm sure there's someone in your area who can help you out.
 

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Dog and Viet,
The company is Clarion.
http://www.clarionins.com/
They insure musicians around the world. I'd imagine they will be a bit higher than any "homeowners" insurance BUT your instruments are actually insured! Go to the "Coverage and Services" on the site and you'll see the big difference.
 

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Thanks Randy. :)
 
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