[maddenma]

Playing out quite a bit more now, and am starting to realize my homeowner's insurance probably isn't adequate anymore.

Did a Google on instrument insurance and came up with a raft of options out there.

Who is everyone else generally using for this?

 

[saxmusicguy]

See here: http://forum.saxontheweb.net/showthread.php?120943-Insuring-Instruments

Also note this:

If you are using the stuff professionally, use Clarion. http://www.clarionins.com/

All they do is music instrument insurance. They cover everything except 'left in your car overnight' (outside a gig is fine). It is all risk and covers damage as well. While I've never had to file a claim (knock on wood), I've had them for 2 years and have all of my gear insured with them for what I consider to be a reasonable price.

 

[clarnibass]

I and a lot of musicians here use Lark which is in the UK and they do insurance for many countries but I think not all so you'll need to check. Everyone I know has good experience with them, even the few who had a claim.